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       SAN DIEGO CHIROPRACTIC CARE CENTER




San Diego Back Pain Relief 		Dr. Alex Pozhitsky D.C. 
San Diego Chiropractor   
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Chiropractic Insurance Plans

Dr. Pozhitsky is a credentialed provider with nearly every major insurance network in the San Diego area. That means you will only be responsible for your Co-Pay and/or Deductible (up to your plans limits, should there be any). 

In addition to accepting assignment for personal injury and worker's compensation cases, we are providers with the following Insurance Companies:






                       
If you're not sure if you have chiropractic benefits, give us a call and we'll check for you.


Insurance Coverage for Chiropractic Care

Chiropractic care is covered by most insurance plans in the State of California.

If you have health insurance, depending on your coverage, chiropractic care is generally covered for personal injuries such as "slip and fall" injuries as well as injuries resulting from automobile accidents.

Chiropractic care is specifically covered in cases of motor vehicle injury by Personal Injury Protection (PIP)  

Personal Injury  Protection

Auto Insurance Coverage for  Chiropractic

By law, all insured drivers have medical (Personal Injury Protection or PIP) coverage as part of their policy which will pay for diagnosis and treatment of injuries that happened due to the operation of your motor vehicle.  This is most commonly referred to as Bodily Injury coverage on your automobile insurance policy.

This coverage pays auto accident injury chiropractors for services at 100% of necessary medical treatment up to your policy limit, regardless of who is at fault. 

And the state law says you can use your personal injury insurance to get proper medical care without fear of having your rates go up.  If you have regular health insurance through your employer, it may require you to utilize your auto insurance PIP first, or prove that you do not carry it under your auto insurance policy, before it covers treatment for injuries sustained in a car accident.


Health Savings Accounts (HSAs)

Health Savings Accounts can help consumers afford chiropractic care, even when it is excluded from their health insurance policy. They can pay for chiropractic care and other alternative medicine with pre-tax dollars by using a Health Savings Account.

HSAs let you keep, tax-free, what you don't spend today and allow you to use it for your healthcare tomorrow, or for your retirement; and HSAs let you invest in your own health by shifting unspent sickness care dollars to wellness and preventative care.

HSA-qualified health insurance policies are available either through employer-sponsored plans or through individual/family policies.


Flexible Spending Accounts (FSAs)

These new vehicles fund your out-of-pocket healthcare expenses with pretax dollars—saving you up to 50% on wage (FICA) and income taxes.

Example:

To set up an FSA to fund your $200/month in chiropractic care:

  • Tell your employer to set aside $200/month of your pre-tax wages in an FSA. This will reduce your monthly take-home pay by only about $120/month.
  • Pay your chiropractor with your FSA debit card, or periodically submit a statement to your employer and get $200/month in tax-free reimbursements.

You pocket the additional $80/month in tax benefits.

$$$ TIP:

  • Employers like FSAs as much as you do, because employers also save 7.53% in employer FICA + FUTA wage taxes. That's why the majority of U.S. employers already offer FSAs. If your employer does not yet offer one, point out how he can save 7.53% for very little extra paperwork.




Auto Accident Injury Chiropractor

If you have been injured in any way involving the operation and or maintaince of a vehicle you should be evaluated by an auto accident injury chiropractor for a possible injury.

By law, all insured drivers have medical (Personal Injury Protection or PIP) coverage as part of their policy which will pay for diagnosis and treatment of injuries that happened due to the operation of your motor vehicle.

This coverage pays auto accident injury chiropractors for services at 100% of necessary medical treatment up to your policy limit, regardless of who is at fault.

Whiplash is most commonly associated with rear-end car collisions in which the heads of those in the front car are suddenly snapped back and forth by the impact.
Whiplash treatment
Whiplash can injure the vertebrae of the neck and the muscles and ligaments that support them, causing serious and lingering neck pain, back pain, numbness, headaches and dizziness

Chiropractic care is VERY effective in treating personal injuries commonly seen as a result of a car accident. 

Your auto accident injury chiropractor is well qualified  in relieving the neck pain and other debilitating effects of whiplash because he can:

  • restore movement lost after the accident,
  • overcome muscle weakness and enhance muscle tone
  • speed recovery, and
  • diminish chronic symptoms that can persist or recur over many years.
Don't let minor pain and stiffness develop into lifelong problems. Call your auto accident injury chiropractor today for an evaluation.  Your San Diego whiplash chiropractor!

Did you know?

The PIP portion of your auto insurance pays an auto accident injury chiropractor for all kinds of medically necessary injury treatment, even if there was not an accident involved.
The coverage is for the treatment of any injury received while operating a vehicle, maintaining a vehicle or being injured by someone else operating a vehicle. Examples might be, injured while changing a tire or as a passenger in another driver's vehicle!

So if you have been injured in any way involving the operation and or maintaince of a vehicle you should be evaluated by an auto accident injury chiropractor for a possible injury. 

Tip: You have already paid for this insurance coverage in your auto insurance premium. 

This coverage pays auto accident injury chiropractors for services at 100% of necessary medical treatment up to your policy limit, regardless of who is at fault.

 Need help with your insurance?  Call us today!
                               
                                858 292 -1555



What if I don't have insurance or if my insurance company offers little, or no Chiropractic Coverage?

If you have little or no coverage, you are not alone! That's why we have very affordable, no-interest payment plans that are amazingly low cost and affordable!

After your examination and any necessary diagnostic tests, if it is determined that Dr. Pozhitsky can help you, we will let you know how much treatment and care will cost, how long different phases will take, and what options you have to pay for the care. At that time you can decide if you want to proceed with care.




We offer affordable payment options to fit within most any budget, and we accept Visa and Master Card.



 

New! Use your FSA Card to pay instantly!

  • Works like a debit card, just swipe and go
  • Funds come directly from your health care FSA
Your FSA card can only be used for eligible medical benefits.  Please consult with your FSA plan administrator for chiropractic care eligibility.
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